If you’re running an e-commerce brand or building a digital-commerce strategy, then you’re facing a quiet but profound shift.
As AI agents become more capable of acting on behalf of users, the concept of the agentic commerce protocol is moving from “what if” to “how”.
I’ve been through the phases of ecommerce, mobile commerce, and subscription commerce, now I’m seeing another layer emerge as the model context protocol and OpenAI commerce protocol begin to anchor that shift.
In this article, I share what I’ve learned, what you should plan, and how to act.
Summary / Quick Answer
The agentic commerce protocol sets the technical standards so AI agents can discover, transact, and fulfil purchases on behalf of users in a seamless way. Behind it sits the model context protocol, which standardises how models access tools, data, and systems. The OpenAI Commerce Protocol (via OpenAI and partners) is a real-world implementation of these ideas. For a growth-marketer or business owner, this means:
you must ensure your commerce stack is “agent-ready” (ie, agents can access your product feed, pricing, availability)
you’ll need to expose reliable APIs, data formats and trust mechanisms so agents can act on your behalf without friction
this isn’t just about checkout; it’s about building infrastructure (product catalogue, entitlement, identity) that plays nicely with agents If you ignore this you risk being bypassed by agent platforms; if you embrace it you can capture new high-intent flows and stay ahead of competitors.
What is the Agentic Commerce Protocol (ACP)
One key hook is that the agentic commerce protocol is now an open standard (co-developed by OpenAI and Stripe) that defines how buyers, their AI agents, and merchants interact in a purchase scenario. In simple terms: instead of a human browsing a site, adding to cart, checking out, and leaving, an AI agent may discover a user’s intent (“I need a new camera under $1 000 with travel lens”), then interface with your store, complete checkout, and handle fulfilment, without the user explicitly doing all the clicks. That means your brand must be ready for that flow.
How ACP Works in Practice
Here’s a simplified version of the flow:
User expresses intent via agent (chat, voice, assistant)
Agent queries product catalogue or merchant’s feed (via ACP-compatible interface)
Agent negotiates or selects a product, checks availability, pricing, and delivery options
Agent executes checkout with permissions, tokenisation and secure payment, honouring the merchant’s rules and brand integrity
Merchant fulfils order, updates the status (tracking, returns) and communicates back to the agent/user
The open specification (via GitHub) clarifies that merchants can plug ACP onto their existing commerce backbone, so they don’t need a full rewrite. From my experience in growth marketing this is a wake-up call. Traditional ecommerce KPIs (click-through, add-to-cart, checkout abandon) will need to adapt. You’ll face mediated flows where agent architectures intercept or join the journey.
Why the Timing is Right
Several factors converge:
AI assistants (chatbots, agent frameworks) are now mainstream discovery tools.
Payment-infrastructure players (Stripe, Visa, Mastercard) are adapting for agentic transactions (tokenisation, delegate payment).
Merchants face pressure to capture intent earlier and reduce friction. If I reflect on past paradigm shifts (mobile commerce, voice commerce) the same patterns emerge: discovery moves earlier, friction drops, value shifts to the platform that owns the intent. The agentic commerce protocol is that next rail.
The Role of the Model Context Protocol (MCP)
If ACP handles the commerce interaction rails, the model context protocol is the plumbing that connects AI agents to real-world data, systems and services. In short: running an agentic commerce flow requires that the agent has context (user history, product data, inventory, constraints). That’s where MCP comes in.
What MCP Enables
Standardised way for AI models to connect to tools, data stores, APIs (rather than custom point-to-point integrations)
Plug-and-play access for agents to enterprise backends (ecommerce catalogue, CRM, inventory)
A model-centric view: models can query, act, update — enabling “agentic” behaviour rather than just passive responses From a marketer’s standpoint this matters because if your backend supports MCP or an equivalent, you’re more easily accessible to future agent flows. If you don’t, agents will bypass you or treat you as a black-box, increasing friction.
Example Scenario
Imagine your product catalogue is exposed via a REST API that’s not set up for agent nuance (metadata, price negotiation, deferred settlement). With MCP (or compatible tool) the agent can fetch enriched context (customer preferences, prior purchases, merchant rules) then pass that context into the commerce flow using ACP. That end-to-end link is what transforms reactive commerce into agent-driven commerce. If you’ve read the internal link on Infrastructure Stack you’ll see how I built a growth pipeline that anticipates such integrations.
Intersection with ACP
In effect ACP relies on MCP or an equivalent standard for context identification, data enrichment and decision making. Without context you’re still just a merchant, with context you’re part of the agentic ecosystem.
Implementation Steps for Growth-Marketers & Merchants
Here’s where theory meets action. I’ve distilled what I recommend from my real-world campaigns into five steps.
1. Audit Your Data and APIs
Review your product feed, pricing logic, inventory, fulfilment logic.
Check if they are exposed via modern APIs or ERP systems.
Ask: Can an agent slice by user-preference, budget, delivery timeframe? Could you respond programmatically?
2. Map Agent Journey
Sketch the agent’s lifecycle from discovery → decision → checkout → fulfilment.
Identify touchpoints where your brand is involved. Are you letting the agent keep control or forcing the human to step in?
3. Enable Agent-Ready Checkout
Look at the open specs of the agentic commerce protocol and see if your checkout logic supports delegated payment, multi-merchant carts, asynchronous fulfilment. Analytics India Magazine+1
Consider how you maintain brand control (pricing rules, refunds, tracking) while allowing agents access.
4. Build Trust & Identity Layers
Agents need to know (“Is this merchant legitimate?”) and merchants need to know (“Is this agent authorised?”).
This is less obvious than it seems — you’ll need to negotiate identity standards, tokenisation, audit logs.
5. Monitor and Optimise Agent Flows
Use analytics to understand how agents behave (what they pick, how they convert, what issues arise).
Refactor product feed, messaging, inventory triggers to align with agent decisions. If you also review the article on Optimization for B2A you’ll notice many parallels: in that context it was Business-to-Administration, here it is Business-to-Agent (B2A). The link to the full guide (/b2a-business-to-agent-ai-commerce-guide) is worth embedding for teams exploring end-to-end strategy.
Actionable Checklist
Item
Why It Matters
Quick Win
Expose product catalogue via structured API
Agents need consistent interface
Export current feed as JSON with metadata tags
Support tokenised payment flows
Agents will initiate payments
Upgrade your payment processor to support token-flows
Accept agent-approved checkouts
Removes human step
Pilot a “checkout via agent” scenario
Track agent KPIs separately
This is new behaviour
Create dashboard filtering transactions by ‘agent origin’
Design fallback for non-agent paths
Some users won’t use agents yet
Retain standard checkout and agent path simultaneously
How to Make Your Platform Agent-Ready
What does “agent-ready” really mean for you as a growth marketer or product leader?
Shift in Design Thinking
Traditionally you design for a human user interacting with UI, browsing, filtering, clicking. With agents you design for a conversation, an intent, a smart assistant. That means:
Product information must be rich, machine-readable and structured.
Pricing, rules, delivery must be accessible via API rather than solely UI.
Checkout must support minimal human friction (agent can act with permission).
Branding and Control
Even though the agent may transact, you still want your brand experience intact. That means:
Ensuring that when the agent posts a purchase to your backend you recognise it as your brand (you still own the user relationship).
Maintaining brand stories, upsell/cross-sell potential, compliance with your policies.
Business Model Implications
There are a few implications I’ve seen working in growth:
Partnering with agent platforms early can give you access to users at intent stage, not just after they reach your site.
Risk of losing direct user engagement: when an agent buys on behalf of a user, you may lose discoverability or part of the funnel unless you integrate thoughtfully.
Data challenge: ensure you capture the right telemetry when an agent touches your system so you can learn and optimise accordingly.
Example Scenario
Imagine you sell outdoor gear. An agent asks “Find a lightweight tent for 4 people under €400, European shipping” using your category. If your platform is agent-ready: the agent picks a product from your feed, you get the order, you fulfil, and you appear in the agent’s future recommendation set. If you’re not ready: you might be skipped in favour of a platform that is. My short-term recommendation: run a pilot. Pick 20 SKUs, create a feed with agent-compatible metadata, test integration via the open ACP spec, monitor conversion, compare cost and conversion with your normal channel.
The Bigger Picture
Agents are not a gimmick. They will shift where intent originates. As the [agentic commerce concept] grows you’ll want to lean into the new topology of buying decisions. The brands that surface at the “agent discovery” step will gain outsized advantage.
Q&A Section
Q: What is agentic commerce in simple terms? A: It’s the next evolution of ecommerce where AI agents make buying decisions for users, based on structured data and trust mechanisms. (See the agentic commerce protocol section above.)
Q: How does the model context protocol matter for agents? A: The model context protocol standardises how AI agents access data, tools and systems so they can act. Without it you’re stuck in the “old API” world.
Q: Should I adopt openai commerce protocol now? A: If you run a commerce or subscription business then yes — you should at least experiment and review the open standard because the platform ecosystem will shift.
Conclusion
The rise of the agentic commerce protocol, paired with the model context protocol and the openai commerce protocol implementation, signals a shift in how we think about digital transaction flows. For growth marketers and business owners, it means the window is open: you can either prepare now or play catch-up later.
I recommend taking one concrete step this quarter, whether that’s piloting an agent-ready feed, adding tokenised payment paths or simply analysing how your user journey might look when the “agent” is the buyer.
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